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Hace 15 horas · ARMs are structured in a variety of ways. For example, a 5/1 ARM is a 30-year mortgage with a fixed rate for the first five years. For years 6 through 30, the rate is adjusted once per year within predefined limits in the loan terms. You might also see ARMs with a fixed rate period of 3, 7 or 10 years followed by rate adjustments.
